ACH return R01
Devon Ortega - loan #57941 - Insufficient funds
Returned amount
$303.38
trace 043020260000001
Case status
needs review
retry eligible
Borrower risk
38
watch flag active
Retry date
-
demo-ach
| Field | Value | Evidence |
|---|---|---|
| Return code | R01 | Insufficient funds |
| Batch | B-04302026-A | WEB |
| Received | 2026-05-01 08:25 | ach/returns/043020260000001/evidence.json |
| Loan status | past_due | $120.00 |
| Resolution | - | open review |
| Queue item | Status | Priority | Owner | Due |
|---|---|---|---|---|
| ACH return review | open | 10 | Lin Park | 2026-05-04 |
Borrower and loan
context required before retry, close, or escalation
Devon Ortega
watch flag active - risk 38
Loan #57941
past_due - $120.00 - due 2026-04-09
Evidence posture
ach/returns/043020260000001/evidence.json
Action history
append-only workflow actions and queue comments
No operator action has been applied yet.
Lin Park - auditor_visible
Customer is past the retry threshold. Review hardship path before next ACH attempt.
Operator action
updates the review case, work queue, workflow action, audit event, and integration outbox together