Underwriting
decision queue - risk signals - model suggestions - adverse action evidence
Demo data
Pending decisions
1
live decision queue
Approval rate
64%
current demo book
Model overrides
0
all reason coded
Adverse actions
1
letters ready
| Applicant | Request | Risk | Signal | Condition | Action |
|---|---|---|---|---|---|
| Renata Volkov | $400.00 | 55 | manual review | PHONE_MATCH, BANK_VERIFY_REQUIRED | Review |
Decision evidence
inputs and overrides are retained
Risk score snapshot
model score, features, and explainability retained
Policy version
tenant ruleset 2026.04 applied to every decision
Model prompt/version
recommendation prompt hash stored with score
Human override reason
required before approval, counteroffer, or decline
Stipulation aging
borrower requests escalate after SLA breach
Stipulation tracker
conditions, borrower tasks, and SLA aging before final decision
| Applicant | Stipulation | Borrower upload | Status |
|---|---|---|---|
| Renata Volkov | Verify bank ownership before final decisionbanking.account_number | requested- | required |
Adverse action worklist
reason-coded notices with policy and evidence versions
| Applicant | Reasons | Letter | Evidence |
|---|---|---|---|
| Renata Volkov | PHONE_MATCH, BANK_VERIFY_REQUIRED | Review | underwriting/57702/evidence/model-review.json |